We know your business means everything to you, that's why we understand that choosing the right type and amount of insurance for your business is important and can help you avoid costly gaps in coverage.

From accounting firms to contractors on the job site, we offer a wide range of commercial insurance options designed specifically for your business: from employee injury to natural disasters - including coverage for property damage, burglary, legal liability and much more.

When the unexpected does happen, our experienced claims team is there with friendly, convenient service.

Ensure your business has the right insurance cover with CGI!

We are a 100% Barbadian owned and operated company and have the experience to help your business with its insurance needs at any stage of growth.

We understand business in Barbados and know the importance of keeping business operations running smoothly.

To see how your business can benefit from CGI's Commercial Insurance Coverage, contact us on 435-2000 to discuss your insurance needs so you can choose the right coverage for your business.

Total One Office Policy

If you have a small office and need one or more of these coverages, the Total One Policy may be right for you.

Commercial Property Cover

There are three levels of cover available to you to protect your commercial property from losses suffered as a result of a number of natural and man-made perils:

  • Commercial Fire Only
  • Commercial Fire & Limited Perils
  • Commercial Fire & Perils

Burglary

Provides cover for loss or damage to your property as a result of theft from your premises.

Business Interruption

If your property suffers loss or damage that is covered by your Fire & Perils policy and the normal operations of your business are interrupted as a result, this policy can provide cover for loss of profits incurred during the period of interruption.

Public Liability

Provides cover for sums you are legally liable to pay as compensation in respect of accidental bodily injury or death to any person or accidental loss or damage to property.

Employers Liability

Provides cover for sums you are legally liable to pay to an Employee in your immediate service for damages and expenses in respect of accidental bodily injury or disease arising in the course of employment and caused during the period of insurance.

Money

Provides cover for loss of Money while in transit, if the property is held up or robbed after hours. Cover may also be purchased in the event that your employees are assaulted during the robbery.

Fidelity Guarantee

Provides cover against losses arising as a result of fraud or dishonesty committed by your employees.

Goods In Transit

Provides cover for loss or damage to your property, or property for which you are responsible, while it is being transported, loaded or unloaded.

Contractors All Risk

Provides cover for construction projects. It includes physical damage to the property insured as well as an element of public liability cover in respect of accidental bodily injury or death to any person or accidental loss or damage to property which occurs on the job site.

Machinery/Equipment All Risk

Provides cover for loss or damage to the Machinery/Equipment insured.

Computer All Risk

Provides cover for loss or damage to the Computer Equipment insured as a result of an insured peril.

Professional Indemnity

Provides cover for breach of professional duty by you or your employees by reason of some negligent act, error or omission committed during the period of insurance.

Mortgage Indemnity

Provides supplemental cover to the Mortgagee of your property to secure the repayment of the Actual Advance on your mortgage.

Bonds

A bond is a form of security that may be mandated by an employer where you have entered into a contract to provide some form of service or product. It is a guarantee that you will live up to your contractual obligations. In the event that you do not, the bond will be called upon. We can facilitate the following types of bonds:

  • Performance Bonds
  • Advance Payment Bonds
  • Bid Bonds
  • Customs Bonds
  • Travel Bonds

Call us to get a Commercial insurance quote online