Commercial Property Cover
There are three levels of cover available to you to protect your commercial property from losses suffered as a result of a number of natural and man-made perils:
- Commercial Fire Only
- Commercial Fire & Limited Perils
- Commercial Fire & Perils
Provides cover for loss or damage to your property as a result of theft from your premises.
If your property suffers loss or damage that is covered by your Fire & Perils policy and the normal operations of your business are interrupted as a result, this policy can provide cover for loss of profits incurred during the period of interruption.
Provides cover for sums you are legally liable to pay as compensation in respect of accidental bodily injury or death to any person or accidental loss or damage to property.
Provides cover for sums you are legally liable to pay to an Employee in your immediate service for damages and expenses in respect of accidental bodily injury or disease arising in the course of employment and caused during the period of insurance.
Provides cover for loss of Money while in transit, if the property is held up or robbed after hours. Cover may also be purchased in the event that your employees are assaulted during the robbery.
Provides cover against losses arising as a result of fraud or dishonesty committed by your employees.
Goods In Transit
Provides cover for loss or damage to your property, or property for which you are responsible, while it is being transported, loaded or unloaded.
Contractors All Risk
Provides cover for construction projects. It includes physical damage to the property insured as well as an element of public liability cover in respect of accidental bodily injury or death to any person or accidental loss or damage to property which occurs on the job site.
Machinery/Equipment All Risk
Provides cover for loss or damage to the Machinery/Equipment insured.
Computer All Risk
Provides cover for loss or damage to the Computer Equipment insured as a result of an insured peril.
Provides cover for breach of professional duty by you or your employees by reason of some negligent act, error or omission committed during the period of insurance.
Provides supplemental cover to the Mortgagee of your property to secure the repayment of the Actual Advance on your mortgage.
A bond is a form of security that may be mandated by an employer where you have entered into a contract to provide some form of service or product. It is a guarantee that you will live up to your contractual obligations. In the event that you do not, the bond will be called upon. We can facilitate the following types of bonds:
- Performance Bonds
- Advance Payment Bonds
- Bid Bonds
- Customs Bonds
- Travel Bonds